Free Federal Retirement Calculators
Purpose-built tools for FERS and CSRS employees and veterans — no login required, no credit card, no fluff. Get real numbers for your situation.
Want the planning context behind each result? Read the FERS pension calculator guide, the 2026 TSP contribution limits guide, and the federal retirement checklist.
FEHB Compare
Compare 2027 premiums, deductibles and out-of-pocket limits for major nationwide FEHB plans side by side.
- Six nationwide plans
- All three coverage tiers
- Biweekly and monthly premiums
- Compare up to four plans
WEP/GPO Fairness Act Calculator
Compare the former WEP- or GPO-reduced amount in your SSA records with the post-repeal monthly amount.
- Record-based monthly comparison
- Optional months-paid estimate
- Separate worker benefit flow
- Independent spouse/survivor flow
FERS Supplement Earnings Test
Earning even modest income in retirement can wipe out your FERS supplement. See exactly how much you can earn before losing a dollar — and how to stay in the safe zone.
- 2025 earnings limit: $23,400
- Dollar-for-dollar reduction math
- Income zone visualization
- Total lifetime supplement at risk
Federal Retirement Quick Estimate
Get a fast year-by-year retirement income projection covering your FERS or CSRS pension, TSP, and Social Security — in under 3 minutes.
- FERS & CSRS pension calculation
- TSP + Social Security estimate
- Net income after taxes
- Year-by-year breakdown
Retiring-Soon Checklist
A personalized checklist of retirement tasks, forms, and deadlines based on your situation. Know what to do and when — so nothing falls through the cracks.
- OPM, TSP, SSA, VA tasks
- Personalized to your profile
- Risk alerts for your situation
- Printable checklist
Ready for the Full Picture?
These tools are powerful on their own, but they're just pieces of your retirement puzzle. The complete FedVetRetirement platform models every variable together — pension, TSP, VA, Social Security, taxes, and healthcare — in a single year-by-year projection.